SavingsPlus Account

You can join Michigan First online and enjoy a highly competitive rate of return by opening a SavingPlus Account today.

With a SavingsPlus account, you'll avoid the high fees typically charged by banks. Plus, Online Banking, Online Bill Pay, Free Michigan First Mobile, e-Statements and Online Transfers into your Michigan First accounts are all free.

You can earn the highest rate by:

• Signing up for e-Statements
• Maintaining a Premier Checking Account
• Performing no more than two “in-person” and/or “mail-in” transactions a month
• Maintaining a monthly minimum of $400 deposited through Direct Deposit into your Michigan First account
• Using a Michigan First Debit Card ten or more times a month for signature based purchases (transactions made online and over the phone as well as those for which you choose credit and sign the receipt are considered signature-based transactions) 

Apply now. You may open your account online now,  visit any of our convenient locations or contact us today.

* APY=Annual Percentage Yield. In order to qualify for the SavingsPlus rate you must fulfill all the conditions below:

1) Receive your monthly statements electronically;
2) Maintain a Michigan First Premier Checking Account;
3) Perform no more than two “in-person” and/or “mail-in” transactions a month;
4) Maintain a minimum of $400 deposited through Direct Deposit in any Michigan First account;
5) Use your Michigan First Debit Card 10 or more times a month for signature based purchases. Debit transactions have to post within the month authorized in order to qualify for the SavingsPlus rate. Transactions made online and over the phone as well as those for which you choose credit and sign the receipt are considered signature-based transactions. All rates and APYs are subject to change at any time.