Credit Card

Enjoy the convenience of a variable-rate Michigan First Classic or Platinum Credit Card! We offer no-frills, no-gimmicks cards that have no introductory rates or hidden conditions, so you can have peace of mind when making your purchases.

VISA^® Classic Credit Card

A Michigan First VISA Card provides you with the convenience and buying power of VISA with a low, variable purchase rate on purchases and cash advances. Use your VISA for everyday purchases, ATM transactions, emergency cash, and more.

Benefits:

• Low, variable rate on purchases and cash advances
• No annual fee
• No balance transfer fee
• No cash advance fee
• No minimum finance charge
• No transaction fee for purchases
• 25-day grace period on all purchases
• Auto Rental Insurance
• Travel & Emergency Assistance
• $200,000 life insurance
• Access at ATMs displaying the VISA logo
  

Apply Today!

VISA^® Platinum

A VISA Platinum Card from Michigan First offers all the features you expect and much more. Our VISA Platinum Card has a low, variable interest rate on purchases and cash advances, and credit limits up to $25,000. Use your card for everyday purchases, ATM transactions, cash advances and more. VISA Platinum is a great traveling companion, because it’s accepted at merchants worldwide.

Benefits: 

• Low, variable rate on purchases and cash advances
• No annual fee
• Excellent low rate and convenient terms
• No cash advance fee
• $1,000,000 travel accident insurance
• Travel and emergency assistance
• Auto rental insurance
• Warranty Manager service
• Access at ATMs displaying the VISA logo

Apply Today!

Plus, with both VISA Classic and VISA Platinum Credit Cards, you’ll enjoy such benefits as:

• Zero percent liability on transactions if your card is reported lost or stolen
• Security features: 3-digit code on back of cards and iridescent image on front

Want more protection? Register your VISA Credit Card through Verified by VISA program and rest assured that using your Michigan First VISA card on the Web is just as safe as using it at a local merchant around the corner.

Life is unpredictable. You may worry about the unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.


Call us today to apply for your VISA Classic or VISA Platinum Credit Card. Our card agreement, rates and fee schedule can be found here.